Listing Type: ALL PROPERTY TYPES RESIDENTIAL LISTINGS COMMERCIAL LISTINGS LOTS & ACREAGE LISTINGS
Price Range:
Beds:
Area: All Areas Cherokee County Clay County Fannin County Gilmer County Pickens County Towns County Union County
to
Baths :
Quick Links
Communities
ABOUT THIS CALCULATOR: To arrive at an "affordable" home price, we followed the guidelines of most lenders. We've allowed a total debt-to-income ratio of no more than 36%. And we have assumed a housing payment-to-income ratio of 28% for our conservative estimate, and 33% for the aggressive one. Before buying, however, you should also factor in other savings needs, including retirement and college.
ASSUMPTIONS: We've assumed a 30-year mortgage term, annual property tax of $3,500 and homeowners insurance of $481 - the national average. And we do not factor in private mortgage insurance, which you'll owe if your downpayment is less than 20 percent of the purchase price. It averages from $50 to $80 per month. Plug in your own numbers for more tailor-made results.
*Include auto and student loans, alimony, child support payments and credit card payments.
Home About Blue Ridge GA Info Buying Selling Search Georgia MLS Free Reports Free Forms Contact Links Login
BLUE RIDGE | TURTLETOWN | DUCKTOWN | COPPERHILL | MURPHY | HAYESVILLE | MINERAL BLUFF | MORGANTON | YOUNG HARRIS | HIAWASSEE | BLAIRSVILLE | DIAL | ELLIJAY | JASPER | MARBLE HILL
© 2008 All Rights Reserved
Damascus Real Estate
North Georgia Real Estate
Equal Housing Opportunity